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Rates As Low As

2.81 APR*

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  • Experience - it counts!
  • Save - lower rates save you thousands!


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Welcome to Capital Area Realtors Federal Credit Union 

We know that each of our member has specific needs, so we strive to meet those specific needs with a wide array of banking products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

At Capital Area Realtors Federal Credit Union WE understand Real Estate's and Residential Mortgage's DNA better than anyone else. We have been serving our members for almost 50 years and look forward to continue providing the same service levels and customer satisfaction!!

What our Clients say ?

I could not have been more pleased with the entire process. They were very efficient and handled everything very professionally, making the entire transaction easy and painless. From the first call, to expediting paperwork, arranging for a local appraiser to work within our tight time constraints, and then having a notary come to our house to handle the signing, it all went very smoothly and we hardly had to lift a finger. I would highly recommend this company if you're looking for a loan with a good rate and very conscientious, customer-minded service along the way.

-Rick A